The Healthy Credit Practices Program (HCP) was designed to help small business owners better understand the commercial credit process. The HCP Program offers a series of educational workshops, tools and solutions for improving small business financial literacy and ..... 

• enhances the Understanding of Commercial Credit Processes
• provides insight into of key factors used to evaluate business creditworthiness
• helps entrepreneurs to develop and strengthen their business credit profile
• offers solutions for overcoming credit obstacles and avoiding common pitfalls

• aids small business owners to develop a strong financial foundation

We've leveraged the knowledge and expertise of America's most notable credit industry specialists to unlock the mystery of commercial creditworthiness and strengthen small business.

The Healthy Credit Practice Program's Small Business Tools give entrepreneurs the knowledge thy deserve. We empower through financial literacy. The program offers trainings and solutions that diminish capital access and credit education barriers.

Key Small Business Program Elements

• The Healthy Credit Practices Guidebook
• The Healthy Credit Small Business Seminar & Training Program
• HCP Newsletter subscriptions featuring Credit Tips
• The Healthy Credit Practices Workbook
• Healthy Credit Tools & Templates
• The On-line Credit Assistance Center
• The Credit Match^TM  Tool
• Creditworthiness/ Assessment Analyzer^TM (coming soon) 

The Healthy Credit Practice Community Partner's Program helps to build the knowledge and capacity of local agencies to increase capital flow in their communities.

Community-focused & Financial Industry Solutions

• The Healthy Credit Train-the-Trainer for non-profit agencies
• Credit Barrier Tracking & Program Development Solutions
• Healthy Credit Practices Community Marketing Kits

The Healthy Credit Practices Program offers small business owners open access to the Healthy Credit Highway!!

 Join HCP and start Building Long-term business Credit Today!!

Learn key credit industry concepts and use program resources to build credit knowledge for your company

Developed by Credit Experts
The Healthy Credit Practices Program was developed by The Business Resource Group with the assistance of The Community Capital Taskforce, which includes representatives from:

• CA Reinvestment Committee
• Dun & Bradstreet
• Experian
• Fannie Mae Foundation
• Fair Isaac Corporation
• Southern California Edison
• The Federal Reserve Bank of San Francisco
• The U.S. Small Business Administration
• UCLA Andersen School
• Wells Fargo Bank

Build Your Credit Knowledge & Prepare For Funding with Healthy Credit Practices

OVERCOME OBSTACLES

HCP Program solutions can help new and existing business owners identify and overcome capital access obstacles. 

Explore our Business Credit Tools, attend a Healthy Credit Seminar or explore our Credit Solutions page today. 

If you've been turned down for business credit and need help, click below to request loan denial assistance.!  

Enhance, manage and maintain your business creditworthiness with HCP credit tips, our online newsletter and HCP program solutions.  Join HCP or subscribe to the HCP Newsletter.

Healthy Business Credit is Built by Design